A woman driving her car, after using our tips for buying a car

Car Buying, Easy

So, you’ve made a pretty big decision; it’s time for a new car. It’s an exciting time full of possibilities as to what your new wheels might be. You wouldn’t, however, be the first person wanting to fast forward the car buying process. Even once you’ve made the decision to buy a car, whether it’s your first or fifth, it can still be a daunting process. No one wants to be taken advantage of at a dealership, or be out bided at the last second on Trade Me. To help you feel as prepared as you can, and because car advice is our game, we’ve outlined some top tips to help make car buying easy.

1. Sort those finances.

Get yourself pre-approved for your car loan before embarking on your car buying mission. You’ll feel secure going into the buying process that your finances are approved and know the budget you’re working to. Do this before you fall in love with a car that’s over budget and you start making decisions with your heart and not your wallet. You’ll thank us later. We can of course help with this step; simply contact your friendly Blue Sky Finance team and we can get approvals back to you within 2 hours. Contact us here.

2. Know your needs versus your wants.

What is non-negotiable, and what is a ‘nice to have’ but you’re willing to compromise on for the right car? Get a clear idea of where you are on these things before you start the buying process (it’s easy to get carried away once a brand-new shiny car with all the mod cons is right in front of you).

3. Don’t buy on impulse.

Slow and steady wins the race in this case, and actively resist any situation where you feel you’re being rushed into deciding. Do your research before you turn up to the dealership, and don’t be pressured into making a purchase on the spot. You’re entitled to shop around, take some time to think about your decision and get back to the seller.

4. Take it for a spin.

Get in the car and see what it’s like to drive. Does it match your driving experience expectations and are you happy to spend your hard-earned money on this car in particular?

5. Always be prepared to walk away.

If the numbers don’t add up, and the deal doesn’t appear to be particularly strong, have the confidence to say no. It is a buyer’s market and there are plenty of options out there, so do shop around for the best price and ensure it works for you and your back pocket.


If you are ready to make that big purchase and are looking for a car loan, we would love to help out. Apply here for your car (or other vehicle) financing, or alternatively, if you’d like to chat to one of our team, give them a call on 0800 258 375.