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How much money can I borrow?
From $1500 upwards.
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How long can I borrow the money for?
Up to 60 months to approved purchasers.
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What are the interest rates?
Our interest rates begin at 9.95% and are personalized to your unique needs and circumstances. They take into consideration the loan amount and the loan term, your credit history, employment situation, income as well as any other financial commitments you may have.
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What happens if I don't make repayments or am late?
We will work with you to ensure payments are affordable in the first instance, and will continue to work with you should issues arise.
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What if I want to pay off the loan quicker/slower than I first thought?
In most cases early repayments or an extended term is possible.
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Who can apply for a loan?
Anyone over the age of 18 years can apply for a loan.
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What security do I need?
Generally the purchased item is sufficient as security on the loan.
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How can I apply for a loan?
Online here or call the team at Blue Sky Finance on 0800 258 375
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What ID do I need?
Drivers license, and proof of residential address
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How long does it take to get an answer?
In most cases a few hours, but usually the same working day.
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What are the repayment options?
We offer loan terms that range from 1 to 5 years and will help to make sure you're comfortable with the repayment amount.